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Updated almost 5 years ago,

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Justin Pittman
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Does Rental Income affect Landlords credit score?

Justin Pittman
Posted

I have had a rental for 3 years and I notice that my credit score now moves very slowly and has even dropped. I have no delinquent accounts and my credit monitoring provider suggests that my debt is too high.  I make 85k before my rental income, I have 285k owed total for both homes (my residents and the rental), I have 10k in auto loan, and less than 1k in credit card debt.  Do I need to report rental income to the credit bureau to help with a debt to income imbalance?

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