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Updated almost 5 years ago on . Most recent reply

Kathy Davis's profile image
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Kathy Davis
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General Landlording & Rental Properties

HELP-FHA LOAN QUESTION

Kathy Davis
Posted

Hi All, am working on preapproval of FHA loan from credit union to buy my first multifamily. I am in Los Angeles county, California. The loan officer said need to buy property within 60 miles of where I work. Can anyone tell me if this is an FHA criteria? or is it the credit union. If it is FHA, how can we by multifamily out of state? What is a way around this?

Thank you in advance BP family.
 

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Andrew B.
  • Rockaway, NJ
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You cannot, by definition, buy an out of state FHA home without committing mortgage fraud.
If you buy FHA, you are committing to living in it for 1 year. If you live in it for one year, its not out of state. If you don't, it's mortgage fraud. Pick your poison.

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