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Updated almost 5 years ago on . Most recent reply

John Kim's profile image
John Kim's profile image
John Kim
  • Investor
  • from Las Vegas, Nevada
  • Member since Jul 21, 2015
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John Kim's profile image
John Kim's profile image
John Kim
  • Investor
  • from Las Vegas, Nevada
  • Member since Jul 21, 2015
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John Kim
  • Investor
  • Las Vegas, NV
7
Votes |
43
Posts
General Landlording & Rental Properties

Refinancing a 3 unit investment (NJ)

John Kim
  • Investor
  • Las Vegas, NV
Posted

Has anyone beat 4.1% APR for a 75% cash out refinance? 750k mortgage balance.


property is in NJ

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George Despotopoulos's profile image
George Despotopoulos's profile image
George Despotopoulos
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  • from New York, NY
  • Member since May 14, 2016
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George Despotopoulos's profile image
George Despotopoulos's profile image
George Despotopoulos
  • Lender
  • from New York, NY
  • Member since May 14, 2016
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George Despotopoulos
  • Lender
  • New York, NY
271
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George Despotopoulos
  • Lender
  • New York, NY
Replied

That's pretty competitive but it depends on a few things:

  • What's your FICO score?
  • What's the property's DSCR?
  • Is it a 30 yr fixed-- if not, what's the loan term/amortization? 
    • George Despotopoulos
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