Adding LLC to Insurancewhen property has a mortgae (Best Way)

[Buddy Patrick]

Hey, I am looking at putting my 3 rentals into my LLC. The mortgage is in me and my wifes name and so is the insurance. What have you done or recommend to be the best way to add the LLC to the insurance policy without alerting the bank and triggering the "due on sale" clause. Also, if the properties are owned by the LLC and the LLC is only listed as "additional interest" then the LLC is not covered by the policy correct? So I am stuck between putting the policy in just the LLC possibly alerting the bank, or adding it as additional interest and that not really protecting the LLC with insurance. I could be wrong, any and all advice is greatly appreciated !!

Thanks!!