After Fire insurance question

[Jane Istre]

I had a house burn down due to arson a few months back. The insurance paid me off since it was a total loss. I now have the opportunity to replace the house with a manufactured home on the original homesite. Several insurance companies will not insure the new house because the old one was arson and no one is in jail for the crime. Has anyone had this happen? I'm in Texas. This is my second fire the first one was due to a tenant with a grease fire. Both were not my fault just bad luck.