Leaking Roof Before Appraisal

[Johnny Mack]

I'm a new REI with a property that was left to me. I did some remodeling and began renting the property to tenants. I have capital saved up and the house has no mortgage, I'm in the process of a cash out refinance so that I can house hack a duplex and begin BRRRR investing once I settle in. However, I found that the roof is leaking and it's caused slight damage in the ceiling in two places. When the house is appraised and the damage is reported, how will this affect the appraisal? Will the bank still fund the refinance? The roof is over 20 years old and I plan to get the roof done with the refinance. Thanks for any help.