Removing Taxes & Insurance from Escrow

[Bruce L.]

Just wondering if there are any disadvantages to remove my taxes & insurance from my escrow?

Main reason I ask is that I have one property paid off, so I pay my T&I myself, and another one with a mortgage. My insurance agent is telling me that since one property has an escrow and the other doesn't, that I would have to get two separate insurance policy. I think I would rather just pay the T&I myself, but wanted to ask you all what you thought about it?

My mortgage servicer is BofA, hopefully they don't make it hard for me to remove my T&I from escrow.

Plus I get points paying my insurance with my credit card :)

Thanks.