How do I structure my business in order to get bank loans?

[Daniel Hart]

I've got 17 rentals held in an LLC. I take draws as I need them, rather sporadically. This entity hasn't had to pay much in taxes in the past few years due to all the available deductions, but I anticipate that this year will be strong.

I've also got an S-corp that flips a couple of houses a year. It didn't make much until this year, which will also be strong.

The LLC flows onto my personal return, and the S-corp files its own return, but I think it is (K1??) on my return.

I'd like to refinance as many of the properties as possible. If I can pull cash out great, if not that's ok. They all cash flow well, and most have plenty of equity in order to stay below a 70% LTV. My personal credit is excellent, and I have plenty of reserves. I don't want to bother with a 5yr balloon commercial loan, I want the good stuff... 30 year fixed.. :)

Is it possible?