Lenders requiring one lease in order to include as rental income

[Ronnie Hutchinson]

Hello,

I'm looking for a creative solution for this. I have a rental property next to a college campus. I rent out the rooms to individuals. There's a total of 3 individual leases and each are on different lease dates. This makes it easier for anyone to move-in/out. Every lender that I've spoken to cannot include these leases for underwriting, even though it's included on my tax returns. 

They are looking for 1 lease for all 3 individuals. I'm having a hard time creating such lease due to the different terms of each and it's hard to find someone be responsible for all 2 individuals as that's one of the benefits the students look for. I also run into the issue of in case I need to evict anyone from the lease, how would I only evict one tenant when 2 other ones are on the lease? 

Am I able to create an agreement with a personal LLC for this home only that collects the rent and have an agreement between the LLC and I? I'm not sure... just throwing out some ideas.