PHILADELPHIA PROPERTY TITLE INSURANCE

[Salina Robbins]

Hi everyone! 

I am currently in the process of acquiring a property. I am having an issue obtaining title insurance. This property had several liens on it in the past,all very small amounts here and there. I do understand these lenders are unlikely to "wakeup"  With that being said I want to protect myself just incase they do "wake up".

The current owner didn't know what title insurance was until I explained the value and reason why it is necessary. The current owner didn't opt for title insurance when they purchased the property.The previous owner passed away and that's how the current owner was able to purchase. I was told by the title company an order to secure title insurance I would have to submit several documents to the title company for the previous owners who passed away. I was able to provide every single document required except for one, which was the marriage certificate. I looked for this marriage certificate in Philadelphia, where the property is located but also the surrounding counties and each state the owners were from and lived in. Unfortunately I was not able to find it through the counties. I also did very broad searches online. I've been looking for this certificate since August.

does anyone know of an alternative solution for this problem?