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Updated almost 3 years ago,

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Isabella Kent
  • The Berkshires, MA
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USDA loans with househacking!

Isabella Kent
  • The Berkshires, MA
Posted

Hi! I’m new to BP and to real estate, I’m in the very beginning period of buying my first house. I was interested in a USDA loans for obviously reasons like 0% down but I also live in a rural area and definitely classify as low income. My question is, is it possible to house hack with a USDA loan? They seems to have very strict occupancy rules or laws,  saying that no one outside the immediate family may live there. I was hoping to buy a 2-4 unit multi family to house hack. Is it impossible to house hack a multi family home with a USDA loan?????

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