FHA rules on renting out rooms.

[Christopher Carbonel]

I have an FHA on my house that I live in and I wanted to know if I can rent out 2 of my rooms. I haven't seen any definite answers on Google. I know you can rent out a unit if you have a duplex but I have a single family house and trying to figure out a way to make profit from it while under FHA.

[Kyle J.]

As an FHA borrower, you will sign a form agreeing to move into the home within a certain time period and live in that property as your primary residence. But as long as you do that, you can rent out part of the property (i.e. rooms).

Here’s some more info on the topic in case you need it: 

https://www.fedhomeloan.org/federal-home-loan-occupancy-rules/