Suspicious Lease Agreement Terms

[Emily Vatistas]

My boyfriend’s potential landlord says in the lease agreement that he is not allowed to obtain renter’s insurance and the landlord will not be held responsible. Any reason? This is why it says specifically: “Tenant agrees not to obtain renter’s insurance, at Tenant’s expense, to insurance expense theft, property damage/loss, personal injury and other normal insurable risks that expose tenant to financial liability. Landlord shall not
be responsible for any of Tenant’s personal property that is lost, stolen, damaged or destroyed, regardless of the cause; Tenant hereby assumes the risk of all said losses”.This seems super suspicious. How would this benefit the landlord in any way?