Where do you park your excess cash? Money market or savings?

[Brian H.]

I don't quite have the cash to invest in anything right now but it is slowly building back up each month through my rentals. They cash flow very well.

So, while I am waiting... I have a good portion sitting in Live Oak Bank Business Savings which is about  1.09% return... doesn't even beat inflation.  I have both my repairs/vacancy/cap ex savings and then just a general savings that has a large portion of my cash. Both in Live Oak.

I know there are a few other higher yield business savings accounts but I was also looking at money market...   What do you all do? Yes, I know, I should be out networking... finding money to invest... but I run two kitchens and just don't have that kind of time. Want to at least have the cash on hand working for me while I wait.

Thank you!