General Landlording & Rental Properties
Market News & Data
General Info
Real Estate Strategies
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated over 5 years ago on . Most recent reply
Credit Score 715 & 554
I received this email from my property manager. 554 Credit Score is pretty scary. I mean, combined we are looking at 640 and that’s a bit concerning - Any thoughts?
Most Popular Reply
![Ricardo R.'s profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/575576/1668089896-avatar-g3management.jpg?twic=v1/output=image/crop=338x338@26x0/cover=128x128&v=2)
@Aram V. You can always mitigate your risk by increasing your security deposit to the max and asking for a consigner. But honestly 640 credit should not be an issue so long as there are evictions and they make over 3x’s the rent amount. Honestly if you’re looking for any better than that, you’re not looking for renter... you’re looking for a home owner, and guaranteed they will not remain your tenants for long for the fact that they have other options open to them.
If one applicant qualifies on their own then what your really have is one qualified applicant with the added assurance of another on applicant named on the lease as well... tenants are much less likely to default and go all the way to eviction when there are more than one person named on the lease. Hope this helps.