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Tenant died in property, insurance company not covering anything
Hello there. First time to post on here. Hoping to get some advice on a pretty grim situation.
I recently had a tenant die in a rental property(mobile home). He wasn't discovered for several weeks and consequently, the property is pretty much a horror scene. I don't want to get too much into all of the gruesome details, but we've been told by a biohazard clean up company that the property is basically unrecoverable and a total loss We've discussed the details with our insurance company and they are stating that they won't cover anything.
I'm really at a loss at what to do next. The mobile home was not new by any means, but did provide a nice rental income for 10+ years. I've not had anything like this happen before, so I'm not sure what my options are at this point. The mobile home is grandfathered on the lot, so I can't replace with something similar. Not sure if there's any thing else I can do with the insurance company. Any suggestions/thoughts are greatly appreciated.