Pay contractor directly vs through a property manager

[Victor Medina]

I am currently renovating a property and have my property manager gathering quotes to get the property rent ready. Currently the property manager pays the contractor and I'd have to repay through the property manager portal which charges 1.5% fee for using a credit card. Seeing as I recently opened a business credit card and would prefer to utilize it for cash back rewards I'd like to use that to pay the contractor directly.

I've brought it up to my property manager and he stated it's doable but recommended doing the payment through their portal so they can provide these repairs in a 12 month cash flow statement and have it as part of my 1099 at the end of the year to simplify taxes.

Thoughts on how to proceed? Are there any potential protections I may lose by not paying through a property manager? I have my own accounts just for real estate purposes therefore I don't foresee any accounting issues assuming i keep personal/business accounts separate. I also am fairly good at personal bookkeeping so I feel like I can generate my own personal cash flow statement.

Thanks in advance for the help!