Opportunity Knocks and She Needs Septic and a Well...Any Advice?

[Michael Wallimann]

Recently my agent brought me a deal with a huge amount of potential. This building used to be a 4 unit motel in a hot tourist area that has now been converted into a duplex consisting of two 3/2's. It is on multiple acres. I talked to the town zoning official and he said I can basically add as many units as I can fit on the property. With that being said I need to get this under contract. I am trying to purchase the duplex as a second home (in a state I don't currently live in). Ok so this is where it starts to get a little tricky...The septic and water are currently shared with the house of the owner who is splitting his property into two ~ the aforementioned that i am trying to buy and his residence. The duplex is being sold as is with the need to add a well and septic system right away which in theory is not that big of a deal except now lenders don't want to give a construction loan on a duplex that is going to be a second home. They also don't want to lend on a property that doesn't have water or sewer. Any advice on tapping into the creative mind and finding a solution to this issue?