California Mountain Home Insurance Rates are Insane

[Shari Nott mcKinley]

Last month one of my properties in Running Springs came up for insurance renewal. It’s a small 1400 sqft homes in the mountains so considered fire zone. For the past 6 years I’ve been paying about $1600 annually for my policy but the agent called and said it came in at $5000 this year! 

Has anyone else had this issue? Any suggestions? Anyone out there who has mountain property in California know of a good agent who has experience with this?

[Jason Cacioppo]

I would sell this property if you can afford to lose it. Insurance will get worse and the fires are an actual valid concern for the area.