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Updated almost 6 years ago,
Property insurance increased because of vacancy!
I bought a duplex a year and a half ago. Bought a SFH in December. Put everything on one policy. My SFH needs some work done to it so it is vacant. When insurance company investigated and found it vacant, they wanted to cancel my insurance! Now my agent has written the policy for a vacant residence and my property insurance rose by several hundred dollars! Is this how it works???