Advice about Indianapolis home insurance for a rental property

[John T.]

How are you fellow Bp members?

I am about to close a deal on a rental property in Indianapolis. It is my first time in this market, and I am just trying to find the right home insurance for this rental property. So far, I narrowed my options to two companies, and each one have two estimates. From here, I am a little torn, and I am not sure which one ideally would make more sense to me. Sometimes, the more expensive it might not be my best option. Everything counts, and I think It is understandable to try to get as much cash flow as I can. I honestly would appreciate a lot some opinions from people familiar with the market there. The house is from 1961, and it is a bi-level home. It is located in Marion County.

Company A offers me two options, which I disclose now:

Option A: Total $1,725

Option B: Total $1,227

Company B offers me another two options:

Option A: $1,326

Option B: $1,041

I am getting a new roof, which is already under contract.  I would appreciate a lot any insight from fellow seasoned investors that own property in the area. Thank you so much for any kind of help. I read a lot post from investors here, and I have a lot of respect from  people that is always willing to share their experience. BP is a blessing for people like me that are trying to build a good portfolio year by year.