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Updated almost 6 years ago on . Most recent reply
![Drew Ramasco's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/995343/1621507062-avatar-drewpyd85.jpg?twic=v1/output=image/crop=720x720@7x0/cover=128x128&v=2)
Qualifying a tenant based on disability income?
I'm in the process of renting out my second property. I've had a few interested parties but nobody who actually put in an application yet.
The only couple who's ready to put an app in is an older couple and their only source of income is the husband's disability payments.
I'm not familiar with disability, but the only proof they can provide me is some old, wrinkly piece of paper that describes the benefits. When I asked for bank statements to prove the amount actually being deposited, they told me that they receive them on some sort of preloaded debit card and they don't have a way of showing it.
I don't want to disqualify them, but without proof that they can actually meet the 3x rent monthly income how can I check if they can actually afford the house?
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![Thomas S.'s profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/495545/1621479261-avatar-paidinful.jpg?twic=v1/output=image/cover=128x128&v=2)
Don't waste your time on them. Tell them what you need in the form of actual proof, income taxes, deposits etc. and leave it to them. When applicants are not straight forward and easy to screen they are not worth your time. Applicants must prove they are worthy, not your job to do it for them.
Tell them to come back when they have the records necessary to prove income.