shopping around for insurance

[Allyssa McCleery]

Hello everyone,

I am wondering what other landlords are doing to make sure their insurance rates are competitive. When I bought my first property I accepted the first company that would insure my property and then stuck with them through my other properties without ever really seeing if there are better options.

How do you shop for insurance? What do you look for? The lowest rate? Type of coverage? Customer service? Are there any companies that you would recommend? Or suggestions on how to enable the companies service you better? Do rates decrease when you are loyal to one insurer?

Thanks for the help!!