What options do I have??

[Carolyn Hancock]

I am 66 years old & want to retire. I have 3 properties. I own one free and clear. Number two I owe $64000. & it's worth about $80,000. Number three I owe $91,000. and it's worth about $85,000. They are all in a gated, 55 + community in Fl. with a maintenance fee of $300. a month each. None are rented but number 2 & 3 have been for sale for 2 years. I can retire if I can get rid of number 2 & 3. I have tried to refi but the mortgage co. won't talk to me because I'm not late on any payments. I work and live in N.C. for the co. I have worked for for 34yrs. The only thing I owe is the houses. How do I get rid of these houses or come up with a strategy so I can retire and go home???? I have worked for the past 3 years to make the payments on these houses so I have "done the right thing for 3 years". Got any suggestions????