Rental Portfolio Insurance Policy

[Justin R.]

For those of you that have several 1-4 unit rentals, do you all have individual landlord policies? I have always done it this way, but have heard (and currently getting a quote) on commercial portfolio policies. Basically an insurance provider issues a commercial style policy to place all dwellings under one policy.

I would like anyones input if they have gone this route, and their experiences.

Thank you!

[Justin R.]

Last December I switched to a broker who was able to do a blanket style portfolio loan. Although I upped my deductible substantially (5k, I don't file claim typically) my premium was lowered, and enjoy the convenience of a working relationship with a agent that is responsive, and experienced with investors. I'm glad I made the switch. I use @JasonBott and haven't looked back twice.