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Updated over 5 years ago on . Most recent reply

User Stats

631
Posts
570
Votes
Justin R.
  • Rental Property Investor
  • San Anselmo
570
Votes |
631
Posts

Rental Portfolio Insurance Policy

Justin R.
  • Rental Property Investor
  • San Anselmo
Posted

For those of you that have several 1-4 unit rentals, do you all have individual landlord policies? I have always done it this way, but have heard (and currently getting a quote) on commercial portfolio policies. Basically an insurance provider issues a commercial style policy to place all dwellings under one policy.

I would like anyones input if they have gone this route, and their experiences.

Thank you!

  • Justin R.
  • Most Popular Reply

    User Stats

    631
    Posts
    570
    Votes
    Justin R.
    • Rental Property Investor
    • San Anselmo
    570
    Votes |
    631
    Posts
    Justin R.
    • Rental Property Investor
    • San Anselmo
    Replied

    Last December I switched to a broker who was able to do a blanket style portfolio loan. Although I upped my deductible substantially (5k, I don't file claim typically) my premium was lowered, and enjoy the convenience of a working relationship with a agent that is responsive, and experienced with investors. I'm glad I made the switch. I use @JasonBott and haven't looked back twice.

  • Justin R.
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