Renters insurance question?

[Javier Perez]

Hi Everyone, Long time lurker. First time poster. I read a lot of landlords requiring Renter Insurance on their lease and to be added as additional insured. Other post that if they required it they would have less tenants. Seeing all the benefits I read it provides the landlord and how affordable it is. I wonder why not just include it as part of the lease. If it's $200 per year. To me it's seems beneficial for me just to pay it and bind it on behalf of the tenants especially if it covers damages caused by them to my property. However, I'm sure I'm missing something here. I'm very new to this and I'm here to learn. So any input would be greatly appreciated.