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Updated over 6 years ago on . Most recent reply

Account Closed's profile image
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Account Closed
  • from Louisville, KY
  • Member since Dec 17, 2015
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Account Closed's profile image
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Account Closed
  • from Louisville, KY
  • Member since Dec 17, 2015
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Account Closed
  • Louisville, KY
0
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General Landlording & Rental Properties

Commercial vs Conventional Loan

Account Closed
  • Louisville, KY
Posted

My husband and I are getting ready to purchase a SF rental property.   My accountant referred us to a commercial loan officer at a local bank, because that's how he purchases his rental properties.  I haven't heard Brandon mention using commercial loans for "non-commercial" property. We would appreciate any thoughts, educated opinions, or ideas on this subject.

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Brian Garrett's profile image
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Brian Garrett
  • Real Estate Investor
  • from Palm Beach County, FL
  • Member since Mar 24, 2017
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Brian Garrett's profile image
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Brian Garrett
  • Real Estate Investor
  • from Palm Beach County, FL
  • Member since Mar 24, 2017
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Brian Garrett
  • Real Estate Investor
  • Palm Beach County, FL
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Brian Garrett
  • Real Estate Investor
  • Palm Beach County, FL
Replied

The main reason to get a commercial loan would be if you are not bankable for a conventional loan.

If you have good credit and good income you should be seeking a Fannie/Freddie conventional loan.

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