Homeowner's Insurance - House Hack vs Normal Residence

[Marlon Walls]

Hey all!

I've recently had an offer accepted for my first deal! This has been an exciting time and the past few days have been FULL of new experiences conversing and dealing with paperwork from my agent, lender, inspector and (potential) home insurance agents. The property I'm purchasing is a 4/2.5 SFH that I plan to use as a House Hack and I'm looking to learn more about how homeowner's insurance will differ if I'm expecting to have tenants rent out the other rooms? What should I expect my conversation be like with these potential insurance companies as opposed to how it would be if I were just buying a house for just me to live in?

Thanks,

Marlon Walls

[Marc Middleton]

As long as you are living there full time, it will be fine. You can have roommates all you want. Maybe get extra liability incase they get hurt and sue you?