Alternative (cheaper) to USAA MySmartMove for background checks?

[JD Martin]

Hey all,

I've been using Transunion's MySmartMove for several years - as a USAA member, I got good pricing. It was $26 for a background, credit, and eviction report. I have always had the tenant pay the fee directly and register, which helps the ones that feel skittish about privacy stuff. Within the last year they've gone up significantly in price - $40 if the tenant fills it out, and $38 if I do it. That's a pretty hefty jump. They don't even post the price on the web site any more, it's gotten that high - if you look under their FAQ for "How much does it cost" they say "You only pay when you use it". Well no you know what Sherlock.

Anyway, I'd like to make a move to something more cost effective, and something that the tenant pays for and provides me the access to the information. I want something that gives me the credit report itself, not a score, and the background & eviction check.

So I thought I'd toss it out here to see what you all are using and what you're paying. Thanks!

[Nicole A.]

I have nothing useful to offer, except to say hello fellow USAA member. =P

(I'm sure other BP members will give you tons of alternatives to explore.)