Credit collection addendum to lease agreement?

[Michael Laniak]

Hello everyone!  This may be my first post.  :-)

I recently heard advice from a very experienced landlord/investor/agent in which he includes a "Credit collection agency" addendum with all his leases now which he believes help keep his tenants on track better.  I am also a Texas RE agent and have looked everywhere for some sort of template, etc but am not sure if yall have any leads with coming up with such a letter that the tenant can initial/acknowledge that they any failure to pay dues, damages, etc.... blah blah that I will send their report their offense and send their info over to credit collections agency X, Y or Z to track, follow, etc...   Any leads or help appreciated.  :-)

[Fred Heller]

Honestly, it seems like overkill to me. Paragraph 27 of the TAR residential lease is pretty specific about the tenant's liability for unpaid rent, damages, collection fees, etc. in the event of a default.

Paragraph 34 states that any unpaid charges listed above are reportable to credit reporting agencies.