Can a tenant reverse a payment with COZY?

[Steve G.]

Hey Guys,

I am in the process of picking up my second rental property and am looking to streamline the rent collection process. Currently I collect a check from my sole rental but would like to offer electronic payments as well.

The main issue I have is trying to find a system or practice that does not allow a customer (tenant) to reverse a fund after payment is made. I have had personal experiences with paypal where they took the buyers word without any evidence and screwed me out of a nice chunk of change. 

I lie the idea of cashing a check because once its cashed, it's done. Do ACH or credit card payments offer this type of security? Whats to stop a tenant from paying the last month's rent on a lease, move out then put a claim in when they get their statement?

I am a Chase customer and have looked into quickpay but heard rumors it's just like paypal as in its reversible.

Thanks for the help

Steve