Cozy for tenant screening? Incomplete info?

[Kevin Auyong]

In the past I had a prospective tenant fill out an application that included drivers license, ss number, and the usual info. Then I manually ran the credit and background through citicredit credit check which verified ss and other info.

If I ever had to evict I had the info for the attorney. I used cozy and it did not give me any info like ss number, drivers license, place of work, verification of income , etc

The prospective tenant had great credit -794 and a clean criminal and eviction history. Based on this they seem like they are well qualified, but I am worried if anything  happened I can't start any legal action against them without that info. Is there something I am missing with Cozy?

[Al D.]

I use Cozy. But before I have a prospective tenant provide me their credit and criminal background via Cozy, I (or my local agent) have them fill out a physical application. This can also be done via email with proper UI on both ends.

The application has the prospective tenant’s personal information. As an added bonus (which is a must for me,) that application has the words along the lines of “I authorize verification of the information I provided in this application.”

I keep the application for years - especially if I turn down the prospective tenant.