sticky situation. ADVICE NEEDED

[Mylan J.]

1. Fix & hod property has a lease signed with tenants to move in 3 days later.

2. Property on a hard money loan with documents currently being drawn upo fir a long term refi with a credit union

3. Insurance is still for a rehab, not yet changed to occupied

This property was burglarized. Hot water heater, stove, heating HVAC and kitchen sink were taken.

Questions

Should I file a claim with the insurance ? 

Will an insurance claim at this time effect the refi ?

Will any of this cause for a new appraisal?

et-al