Used SmartMove many "collections"

[Joyel Curtis]

Hello, just ran my second potential tenant through SmartMove, it lists 11 collection accounts but gave her a rating of accept. Shouldn't I be extremely leary of "collections"??? 

[Matthew Olszak]

@Joyel Curtis Collections for utilities are absolutely a problem. Medical bills, maybe. Credit cards, less. If they have been in collections a while, they know the game and aren't scared of the calls, so you don't have to worry about them paying the collectors vs. their rent. BUT, those could turn into judgments that could garnish wages, which will depend on your state laws. If they are fresh collections, be wary that they'll get freaked out by the threats and pay the collector your rent money on the 29th.