Landlord Insurance in Texas?

[Molly Morlino]

Alright folks... I'm super pumped over here!  We just finished construction on our two first-ever, brand new rentals in Kyle, TX.  We're very proud of them :-D  Now it's time to get landlord insurance and rent them out.  We do not live on the property.  I want to be covered, but not over-covered to where we're paying an excessive amount for something that isn't needed.  

What are the recommendations?   We've banked with USAA for years and would probably go with them IF they are comparable to others.  We DO plan on requiring the tenants have rental insurance as well.  In addition to these two rentals we have a mortgage on our family home.

They are 400 sq ft 1/1 on a slab, hardie siding , metal roof and septic.  We built them for about $40k each.