Has Anyone Here EVER been sued?

[Derek G.]

Hello fellow investors!

I only own 4 properties (all in Alabama ~ROLL TIDE~). I have a $2 million umbrella policy on top of my landlord policies. All of my properties are under a property management company. I do not have an LLC or trust (perhaps when I surpass over $800K in assets I will, but I don't now).
I have layers of protection under landlord & umbrella policies AND having a third party property management company to insulate me further. 
Right now, I'm sitting okay with not having an LLC or trust for the time being, but I was curious. All this talk about asset protection and I have yet to hear about someone here being sued. I know it happens, but a quick Google search doesn't bring up millions of dollars. Usually they are small claims issues for a couple grand. I've seen a couple for $100K-$300K for wrongful death. 
Right now I'm protected, but will probably get an extra layer once I have significant assets of $800K or more. 
So.... anyone here been sued (small claims or larger civil suits?). Thanks for your answers.   

[Denise Evans]

@Derek G. and @Greg Scott, to add my two cents' worth, I've been sued before but my insurance handled everything and there was no excess liability. Another reason you typically see entity ownership with multi-family is because lenders require it. They want a single asset entity before because it makes life faster, easier and cheaper (for the lender) if the borrower files for bankruptcy or the asset has to be placed in receivership.