Tenant Selection Advice

[Matthew Pagelsdorf]

I have a 2BR 1 Bath SFR to rent for $1,000 a month. I have a Tenant screening criteria list as well. The issue is that included in this we require 3x the rent amount as income to qualify and the partner on this property wants to rent it to someone who is moving from FL back to WI that will have no job upon moving back to WI, but has offered to pay 6 months rent up front to have the rent covered while he searches for a job. I suggested asking for a co-signer that has verifiable income but the partner believes that would be taken as an insult by this applicant. While having 6 months rent up front may be nice, I feel it is much better to have verifiable income to pay rent year round.

Does anyone have any advice and/or situations where accepting such a tenant went wrong such as no rent payments after that initial advanced payment ran out?