New rehab theft - advise and security options

[Brite Zhou]

Hi BP, I am a newbie investor in San Francisco area, working with my father on a new project. This morning we got a call from our contractor letting us know the home was broken into and all of the tools were stolen. This is our first time running into this problem. We are filing a police report at the moment, and discussing with contractors of what to do next. Should this be filed as a claim under contractors insurance? Or the home owner insurance? Which will pay out and how much delay should we expect because of this? Going forward, what security systems should be in place to prevent this type of incidents? Any suggestions and advise is welcomed. Thank you