Buying duplex as separate units

[Aaron Zamudio]

Hi everyone,

I found a duplex listed for sale by owner selling just one side. I called the seller and he happens to own both sides and is willing to sell both. I'm considering buying both to house hack but I'm not sure if these being zoned separately is an advantage or disadvantage. I'm also wondering what people's thoughts are on buying a house for sale by owner. I know it could contribute to a lower sale price but is there anything to be concerned about? 

[Aaron Zamudio]

Thanks Chris. You were right. My lender said it would have to be 2 separate loans which would have higher closing costs. Also I think after they're appraised as individual units that appraisal could come in higher and raise taxes and insurance. I'll pass on this idea.