Are all mortgage lenders the same?

[Randy Marshall]

I know the answer to this is no, but what I'm really looking for is a way to finance my first rental property. I've had my lender who I run client deals through (I'm an agent) do a few condo questionaires to the associations where I planned to purchase a rental unit. They all come back with investor to owner occupied ratio over 50% which they will not do a loan in. If the complex allows rentals, then of course that ratio will not be right, thus only allowing cash purchases or owner occupied loans. What kind of lenders should I be looking to do business with to get this done? I'd imagine they all can't have the same underwriting guidelines, some have to be more flexible, right?