DBA for the Beginner Investor

[Michael W.]

My wife & I are planning to purchase our first rental property next year.

I have read so many different things about LLC's vs Umbrella Insurance & I still haven't come up with a plan of action.

When leasing our properties I would prefer my tenants to pay thier rent to a enity and not me or my wife's name. Has anyone started out with a DBA and formed the LLC after they have obtained more properties down the road.