Seller Finance Questions....Help...pls

[Esaul Viramontes]

Hello Yall,

I need your wise expertise on this matter....as I am somewhat Ignorant on THIS topic of SELLER FINANCE. I am considering offering Seller Finance. I have asked for 20% down would like to do it at a maximum 3 years. My question, is this Unreasonable? I have heard that the more common terms are 10% down and 5 years?!? Too me....(maybe because Im the seller) it sounds as though its Too little down for such a  long time. In 5 years, there is a possibility that the property will be worth much more...and to be locked in at a price for that long with that Tiny down payment does NOT seem attractive at all.

I am extremely open to your IDEAS/Suggestions/ADVICE. Thanks in Advance! :)