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Updated over 10 years ago on . Most recent reply

User Stats

18
Posts
0
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Mahesh P.
  • Northern, NJ
0
Votes |
18
Posts

Tenant Screening - FICO Credit Scores

Mahesh P.
  • Northern, NJ
Posted

Hello,

My real estate agent will screen prospective tenants for us using the NTN Decision Point service. I have never used this service. Previously, I requested the tenants' agent to provide me with a credit report and credit scores. My agent tells me that it is illegal to get FICO credit scores? Is this true? For me FICO credit scores have been somewhat of a reliable indicator of good/bad tenants.

I know SmartMove by Transunion provides credit scores. 

Some specific questions:

(1) Does NTN provide credit scores? If not, how can I obtain them? I know they provide this score from 0-100 where 80-100 score makes the applicant acceptable as a tenant. 

(2) I cannot pull the credit reports directly myself, correct? Is so, I can request the tenants' to pull their reports (from say annualcreditreport.com) and provide with the application, correct?

(3) Some credit card companies provide credit scores. Can I ask to provide a credit card statement if the score is available?

(4) What other sources are available to get FICO credit scores?

Any help/suggestions much appreciated. Thank you.

MP.

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