New tenant analysis

[Arti Ta]

Hello,

I am a first time landlord. I bought a new construction end of December and listed my property same day. I only have had one application. She is a realtor and financial advisor but going through a divorce. Her credit score is really bad with multiple late payments and dues. She claims all her mess is due to her ex and that's why she is divorcing him and selling their home. She would share her 1099s soon and she claims she makes over  150k a year .She seemed like a nice person but i am very skeptical about renting to her due to all the late payments. On the other hand, the subdivision i bought, there are many others unit available on rent so it will definately take a while to find tenants . May be its the time of the year. 

so i wanted to check if it makes sense to give her a chance or just keep the unit vacant for i don't know how long and keep making the mortgages