General Landlording & Rental Properties
Market News & Data
General Info
Real Estate Strategies
Short-Term & Vacation Rental Discussions
presented by

Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Tax, SDIRAs & Cost Segregation
presented by

1031 Exchanges
presented by

Real Estate Classifieds
Reviews & Feedback
Updated over 1 year ago on . Most recent reply

Rental Homeowner Insurance
I just want to confirm something.
I have a rental property (SFH) that has hardwood floors throughout. I was told that insurance could cover the cost of any damage or replacement if needed? Is this correct? Is it the rental homeowner insurance or some other insurance?
Thanks!
Most Popular Reply
@Kyle Johnson
Most homeowners and landlord policy will cover if floors are damaged due to a sudden covered incident.
For example a pipe bursts and causes damage to your hardwood floors, fixing or replacing floors would be covered by most policies.
Your tenant scratches it or pours paint on it will likely not be covered.