Inheritance and small mortgage and cach out refi

[Doug Davis]

Me and two siblings inherited a home and borrowed some money from relatives to fix it up so we can rent it.  Also using some of my own money.

My siblings have an LLC that we all members of. The LLC is new and has no credit. We will put the house in that LLC. I will probably have to put the mortgage in my name.

There's a 46,701.44 balance left on the mortgage.

I would like to do a $20k cash out refi to repay relatives and myself (20k + 46,701 balance), however, it seems most banks don't want to do a refi that small.  They seem to start at a total of over $100k.  

Are there any alternatives you can think of? 

Thanks.