Sidewalk Slip and Fall injury Claim Letter

[Steven Wang]

Hi All,

I own properties in Bay Area at CA.

I recently got a letter from a lawyer claiming that I was negligent with maintaining the sidewalk, which resulted in his client trip and fall over it.

There are no mention of what type of injury and damage.

The letter show a half a foot section that is more than 1 inch in elevation. This elevated part is parallel to the sidewalk, meaning that you can't trip over it unless you decide to do a 90 degree turn to the street at this exact half of foot spot. 

The letter strongly ask me to contact my insurance company about it.

I read on PB that the best course of action is to contact my insurance company to defend me.

Since I am not as seasoned, I choose this as a safer option. My insurance policy got 500k liability coverage. 

However, I am still concern because this is my first time dealing with this. What do you guys think? 

What should I do to handle this situation well? Thanks