Accepted a tenant with dog--maybe a mistake--need advice

[Shari Posey]

Well, I think I maybe did something stupid. I just signed a lease with a tenant who has an American Bulldog and I didn't even think to ask my insurance company if that breed is on the blacklist. I'm going to check on Monday but I'm wondering what to do if #1 it is on the insurance company's blacklist, and #2 even if it's not on the list, should I require the tenant to get personal insurance? I've met the dog and it's extremely friendly. I asked the former landlord about the dog and he said it was a good dog and he never got any complaints from other tenants in the complex. The tenant has high credit and a good job so the dog really didn't enter into my consideration, although now I'm regretting not thinking about it more.

Any thoughts?