Financing question on my first deal.

[Brant Richardson]

In reading on BP I have found that getting traditional financing for the first 4 deals is easy, then you have to start getting creative. I have the capital and motivation for more than four deals so I feel like I want to make those initial 4 really count, larger loans on more expensive properties.

However, I have recently found a cheap property that I think would make a great buy and hold, very nice cash flow. The owner was recently widowed and does not want to run the rental herself. I don't think she has a plan for the money so owner financing might be a great win win situation.

My question. Will a owner financed property kind of fly under the radar as far as banks are concerned? Will I still be able to easily get traditional financing for an additional 4 properties? If not then owner financing wouldn't really help me unless she was willing to do a very small down payment.

Thanks BP members. Being able to get answers like this is amazing for a new investor.