LLCs and Insurance Policies( New investor)

[Nicholas Hariprasad]

Hey guys, I'm a fairly new investor and I'm looking to purchase 2 properties. I was told that if you wanted to put your property under an LLC, you would have to go through a commercial loan… although these are residential properties. How do all the investors get their properties into an LLC. I learned what a quitclaim deed and it does sound quite a bit risky because of the "do on sale clause". I also heard that there are some insurance policies like the umbrella policy which would offer the same thing an LLC would offer but instead it would still be in your personal name. What are your thoughts on this ? Any help would be greatly appreciated